• September 18, 2014

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Posted: Sunday, August 17, 2014 4:30 am

Lampasas chamber seeks vendors for Herb & Art fest

The Lampasas County Chamber of Commerce is seeking vendors and exhibitors to participate in the 19th annual Herb & Art Festival from 9 a.m. to 5 p.m. Oct. 11 at the Historic Downtown Square in Lampasas.

Vendor spaces for arts and crafts are $40 for a 10 by 10 area. If electricity is needed, there is an additional fee of $5. Food booths are $80 for a 10 by 10 space, which includes electricity.

To reserve a space, call the chamber at 512-556-5172 or go to www.lampasaschamber.org.

Heights chamber plans activities this week

The Harker Heights Chamber of Commerce plans events this week:

A ribbon-cutting at noon Tuesday at the chamber for Something Different Companies.

A Sip and Social from 4:30 to 6:30 p.m. Wednesday at Tyku Wine Bar.

A board meeting from noon to 1 p.m. Wednesday at the chamber.

For more information, call 254-681-2763 or go to hhchamber.com.

Workshops planned for small-business owners

The Central Texas Business Resource Center provides high-quality business counseling, training and assistance to potential and existing small-business owners. Workshops in August include:

WRITING A SUCCESSFUL BUSINESS PLAN from 10 to 11:30 a.m. Tuesday. This workshop will discuss specific techniques to use in order to write a persuasive business plan. A workbook for preparing a business plan is included. Cost is $25.

BASICS OF OPENING A RESTAURANT from 10 to 11:30 a.m. Aug. 26. This workshop will discuss the fundamentals and requirements involved in starting a new restaurant business. Cost is $25.

Reserve a seat at least one day in advance. Call 254-200-2001 or email marcusc@workforcelink.com. All classes include materials and are at the Killeen Workforce Center, 300 Cheyenne, Killeen.

Students give financial aid scams a failing grade

Before you think about last-minute financial assistance for college, the Better Business Bureau urges students and parents to be wary of financial aid fraud.

According to FinAid, a resource for students looking for ways to finance their education, financial aid scams come in different forms — from seminars to awards. Many of these fraudulent operations use official-sounding names with the words “federal” or “national,” but FinAid warns they are not affiliated with any actual government agency.

Here’s some red flags:

Application fees. Start with free options and be highly skeptical of any company that charges a fee and requires payment in advance. Federal Student Aid, an office of the Department of Education, says legitimate scholarship foundations do not charge an application fee.

Guaranteed scholarships. Avoid scholarship services that claim you are guaranteed to receive money. Legitimate scholarship services have no control over who the scholarship foundation chooses to win the grant.

Every student is eligible. Whether the requirements are the student’s GPA, career interests, athletic involvement or volunteer work, legitimate foundations are looking for students that meet their characteristics. Avoid services that claim any student is eligible to receive the scholarship.

Seminars. If you decide to attend an information seminar on scholarships or financial aid, be aware this is most likely a sales pitch for scholarship services. While at the seminar, do not be pressured into paying for services on the spot. Before you purchase any services, carefully research the organization at bbb.org.

You’ve been selected. Be wary of letters or phone calls stating you have been selected or are a finalist for a scholarship you never applied for.

Advance-fee loans. Avoid lenders that offer you an unusually low-interest rate for an education loan and then require an upfront fee before you can receive the loan. Real lenders do not charge an upfront application fee. Instead, they deduct their processing fees from the check before the student receives the loan.

Compiled by

M. Clare Haefner

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