Baylor’s Heath Nielsen to speak at AAF meeting

Heath Nielsen, associate athletics director for communications at Baylor University, will speak at the Oct. 3 meeting of the local American Advertising Federation chapter.

Nielsen is expected to discuss the 2011 Heisman campaign that “snagged Copperas Cove’s own RGIII his trophy," according to an AAF news release.

Nielsen orchestrated the acclaimed 2011 Heisman Trophy publicity campaign for Robert Griffin III and led Baylor’s 2011-2012 "Year of the Bear" tribute, the release stated.

The meeting is from 11:45 a.m. to 1 p.m. at Central Texas College’s Anderson Student Center.

The cost is $15 for members and students, $25 for non-members.

RSVP by 5 p.m. Sept. 30 to

Deb Moore

Heights chamber announces upcoming scheduled events

A Leadership Luncheon is from 11:30 a.m. to 1:30 p.m. Tuesday at the Anderson Campus Center at Central Texas College in Killeen. Call 254-699-4999 for tickets. Cost is $20 per person and includes lunch.

Sam’s Club ribbon-cutting and grand opening is from 7:30 to 10 a.m. Thursday in Harker Heights.

Ambassadors meeting, 8:30 a.m., Oct. 2, chamber boardroom, 552 E. Farm-to-Market 2410, Suite B, Harker Heights.

Coffee Connection, hosted by the Courtyard by Marriott, 8:30 to 9:30 a.m. Oct. 8, 1721 E. Central Texas Expressway, Killeen.

For more information on events, call 254-699-4999.

Deb Moore

Resource center plans business seminar

The Central Texas Business Resource Center plans the following workshop:

BASICS OF OPENING A RESTAURANT: 5:30 to 7 p.m. Tuesday — This workshop will discuss the fundamentals and requirements involved in starting a new restaurant business. A Q&A session is included. Cost is $25.

Reserve your seat at least one day in advance. Call 254-200-2001 or email All classes are conducted at the Killeen Workforce Center, 300 Cheyenne, Killeen TX 76542.

M. Clare Haefner

Consumers make mortgage payments priority again

LOS ANGELES — The steady rise in U.S. home values is increasingly motivating homeowners to make paying their mortgage on time a priority, according to a new study.

Credit reporting agency TransUnion said Thursday that it examined late-payment rates between 2009 and 2012 on mortgages, credit cards and auto loans among consumers with the three types of financial obligations.

The study, which looked at payment data culled from about 20 million consumers a month, found that consumers were more likely to make timely payments on their auto loans ahead of credit cards and home loans. But through last year, coinciding with a gradual increase in home values, the late-payment rate on mortgages nearly closed the gap with credit cards. That suggests a return to behavior before the housing bust, when financially distressed borrowers typically prioritized paying their mortgage ahead of credit cards, TransUnion said.

The Associated Press

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