Now that the long-debated estate tax rules have finally been settled, let’s get real: Despite all the hoopla raised, most people probably would never be impacted whether the lifetime estate tax threshold had stayed at $5.12 million or reverted to $1 million. In the end, it actually went up a bit to $5.25 million for 2013.
Even if your estate will only be a fraction of that amount, it still pays to have a plan for distributing your assets.
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