For senior citizens, the most important decision you will make this fall comes in the form of choosing the most appropriate Medicare coverage options for next year.
Medicare’s 2013 open enrollment period runs from Monday to Dec. 7. For most current enrollees, that’s the only time to make coverage changes for the coming calendar year (exceptions are made if you later move outside your plan’s service area, qualify for financial assistance or a few other situations).
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Jason Alderman directs Visa’s financial education programs. Follow him on Twitter at PracticalMoney.