We all know that sinking feeling when you get pulled over for a traffic violation. If you’re lucky, you might just get a “fix-it” ticket for a broken tail light. But what if it was a more serious offense, like speeding or reckless driving? Depending on your driving record, you could get slapped with a sizable penalty or even a jail sentence and your insurance rates will almost certainly go up.
Let’s say you absent-mindedly ran through a stop sign or made an illegal left-hand turn.
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Jason Alderman directs Visa’s financial education programs. Follow him on Twitter @PracticalMoney.