Bell County Habitat for Humanity will host a family pre-selection orientation at 10 a.m. Saturday at the Armed Services YMCA at 501 Clara Drive.
This process will identify a qualified family to build a home for in Cove, said Steven Church, executive director of Fort Hood area Habitat for Humanity.
“In 2012 the Cove Meadows Management Corporation made a donation and now we have this opportunity to present a family with a home,” he said. “It’s a natural partnership to take a low-income family and offer them the possibility to establish the American dream of home ownership.”
To qualify, the total family income must meet the minimum requirements and not exceed the maximum income limit as set by the U.S. Department of Housing and Urban Development’s median income guidelines for this area.
“This is not a handout. It’s a hand up and the qualifying family still has to pay the mortgage,” Church said. “It will be low monthly payments based on a 15- to 30-year noninterest-bearing mortgage.”
The process from selection to receiving a home will take about 18 months to complete.
“The selected family will be required to perform 300 hours minimum of community service building a home for someone else on the habitat list awaiting a home,” he said. “It’s an opportunity to give back to society.”
Participants should bring all pertinent documentation, including proof of income for three months for all adult household members, proof of birth for all dependents who will live in a Habitat home, and proof of residency, among others. Individuals with a criminal background are not eligible.
“Habitat carries the note for the property,” Church said. “We are the developer, the banker and the service mortgage. We’re here to help families reach the next level in their lives.”
Call Church at 254-680-4007.