(NAPSI)—April 15 is a date many Americans view with some hesitation as they endure the paperwork needed to file their taxes. But with almost 75 percent of Americans receiving an average annual refund of $3,000, there is positive news for most. And many consumers find this a good reminder to annually update other financial records.
(NAPSI)—College can be expensive but it can also pay off in two ways. First, college graduates earn, on average, nearly a million dollars more over a lifetime than non-college graduates, the Census Bureau reports. Second, the money you invest now for a future college education may enjoy tax-free growth or other tax advantages. Here are seven smart reasons to save:
(BPT) - Ever wonder how the Internal Revenue Service selects which taxpayers to audit? Well, it isn’t always a matter of chance. There are certain factors that can make your tax return stand out from the rest.
(BPT) - Did you know self-directed IRAs allow Americans to invest in assets other than stocks and bonds, while enjoying the tax-free or tax-deferred status of their retirement account? Very few Americans realize that they have the option to self-direct their IRAs, or other retirement plans, into real estate and other alternative assets. Most investors believe that the only IRA investment options are bank CDs, the stock market or mutual funds - often because of inaccurate information from their current IRA custodian.
(BPT) - As the weather warms, car buying season gets into full swing. Even though interest rates are still at or near record lows, there are additional ways smart buyers are saving even more cash on their next vehicle and staying within their budgets.
(NAPSI)—Young men in the United States often find turning 18 can bring a number of opportunities. It also brings an important obligation-registering with Selective Service.
(NAPSI)—Recent headlines have described a series of dramatic movements in the financial markets. While many of those movements impact stock prices, as well as what we pay for groceries, gas or loan rates, not everyone really understands how it all works.
(NAPSI)—Investors can sometimes overlook signs that indicate an offer really is too good to be true. This can leave them vulnerable to fraud and financial predators.
(NAPSI)—If you ever feel your finances are too stretched to save for retirement, there could be good news for you. The Saver’s Credit—a little-known tax credit made available by the IRS to low- to moderate-income workers-could make saving for retirement more affordable than you think. It may reduce your federal income taxes when you save for retirement through a qualified retirement plan or an individual retirement account (IRA).
(NewsUSA) - Para las familias que buscan ahorrar dinero, reducir los gastos domésticos es una forma de generar dinero extra y maximizar el ahorro. Un gasto en el que tal vez no ha notado que puede haber un ahorro importante es en su factura de telefonía móvil.
(StatePoint) In today’s job market, having an edge is crucial. The right credentials can mean the difference between living paycheck-to-paycheck and having a meaningful career. More than ever, a high school diploma or equivalency credential is essential to landing the job or career you want. In fact, approximately three out of four U.S. jobs required at least a high school diploma or equivalent in 2012, according to U.S. Bureau of Labor statistics.
(NewsUSA) - Imagine traveling cross-country and having to change trains at each state line because of varying railroad track gauges. Or imagine owning a car for which replacement parts, like tires and oil filters, can be obtained only at a dealer 50 miles away in the next town.
(NewsUSA) - For decades, tobacco companies have signified big business. Now, however, with the continuing decline in U.S. sales, the once booming industry has been working to protect its multi-billion-dollar bottom line by relying on its global reach into Asia and other continents.
(StatePoint) For small businesses, adapting to the changing times is crucial. Periodically, it’s important to review what’s working and where there’s room to transform.
(StatePoint) In today’s tumultuous economic times, extra income is not just a luxury, but a necessary safety net, according to many financial experts.
(NewsUSA) - Despite the economic gains of the past year, millions of Americans are still spending a tremendous amount of time and energy trying to find a job. The ability to quickly apply to multiple positions online has made looking for work a full-time job -- leading some to refer to 2013 as "The Year of the Unemployed Worker."
(NewsUSA) - At one time, Latin America was deemed the "development of underdevelopment," by economist Andre Gunder Frank. As of late, however, the region is enjoying a kind of renaissance, and some investors are estimating that this resource-rich market could be poised for a turnaround.
(StatePoint) It’s not just individuals who can benefit from New Year’s resolutions. Businesses can also use the new year as an opportunity to reflect on how to improve in the year to come.
(NewsUSA) - While big businesses may command headlines, most would agree that it's small businesses that drive the economy. During the economic downturn, many small businesses were forced to close their doors but since then, with the help and support of American Express and local newspapers, community shops are making a comeback in the U.S.