School board members are scratching their heads after learning a long-standing building was suddenly discovered to be in a flood zone.

Part of a wave of insurance renewal costs, the Killeen Independent School District could possibly pay more than $400,000 if the district’s property at 104 Beeline Lane in Harker Heights is deemed to be more at risk for floods.

“Through (this year’s) inspection, it was discovered that a portion of the property was located in the 100-year floodplain,” said Michael Pointer, coordinator of risk management and employee benefits for the district. “The district is working with the insurance provider to verify the information.”

The building in question, which serves as Killeen ISD’s Technology Center, was part of the district’s 2013 property insurance deal. Insured by Affiliate FM, the deal included

$50 million of flood insurance protection with a $100,000 deductible for all Killeen ISD buildings with the exception of Brookhaven Elementary, which currently has a $500,000 deductible.

The district has owned the building for about five years, and officials are looking into why it was just now discovered to be in a floodplain. If insurers confirm it is, the district’s flood deductible spikes to $500,000.

“Replatting it may save us a large deductible ... and surely this would be on the title when we transferred the property. We should see if it’s on there,” said JoAnn Purser, a school board member.

Flood insurance aside, the district also saw its hail and wind insurance deductible increase by $75,000 after Killeen ISD filed more than $2 million in claims after March hailstorms damaged facilities.

The district’s error and omission insurance policy, provided by AIG, also clocked in at $158,700 per year. The $20,856 increase compared to last year is because of three pending lawsuits the district is currently involved in, Pointer said.

Contact Courtney Griffin at cgriffin@kdhnews.com or 254-501-7559

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