To the Editor:
I recently became aware of a new term in car insurance, and that is “shared liability.”
My vehicle was involved in an accident when it struck a car coming from the opposite direction as it turned left directly across in front of my vehicle.
My “shared liability” was assessed at 25 percent even though the other vehicle crossed in front of me and was struck in my lane of traffic.
Apparently, you are always obligated to stop, and if you can’t, you will share some of the liability.
When I questioned this policy, the insurance agent further stated that you could be assessed a portion of the liability, even if you hit a car that ran a red light when you had the green light.
It gives a completely different meaning to “defensive driving.”
Incidentally, the insurance company is well known and highly rated.